Give the Gift That Grows: How Gift a Lifetime of Financial Security
When most people think about gifts for their children or grandchildren, they think of toys, clothes, or maybe a college fund. But the greatest gift you can give isn’t something that fades — it’s something that grows.
That’s the true power of gifting an Indexed Universal Life (IUL) policy — a gift that builds, protects, and provides for your family for generations.
What Makes an IUL So Special?
An IUL isn’t just life insurance — it’s a financial strategy that offers tax-free growth, lifetime protection, and flexibility.
It allows your loved ones to:
Grow wealth tax-free
Access funds for college, a home, or retirement
Stay protected for life — even if health changes later
Benefit from market growth without the risk of market loss
The younger the policyholder, the more time the cash value has to grow — meaning your small gift today could create hundreds of thousands in future value.
The True Gift You’re Giving
When you gift an IUL, you’re not just giving money. You’re giving:
Security. Lifelong protection, locked in while they’re young and healthy.
Opportunity. Tax-free access to funds for major milestones.
Legacy. A financial head start that teaches generational wealth and responsibility.
“You’re not just buying insurance — you’re building a foundation for your family’s future.”
How It Works
Choose who the policy covers — a child, grandchild, or even great-grandchild.
Decide your funding amount — a one-time gift or small annual contribution.
You own and control the policy — and can transfer ownership when the time is right.
Let time do the work — the cash value compounds tax-free, becoming a lifelong asset.
A Gift That Lasts a Lifetime
An IUL isn’t just a financial tool — it’s a message of love and foresight.
It says, “I cared enough to secure your future.”
Give the Gift of Growth, Protection & Legacy
If you’d like to explore how an IUL can create lifelong benefits for your children or grandchildren, we can help you design a plan that fits your family’s goals.
Schedule your free Family Legacy Consultation, Let’s make your gift last for generations!
About Childress Financial Consultants
Kwesi and Cheri Childress are the husband-and-wife team behind Childress Financial Consultants, helping families and business owners plan for retirement with confidence. They specialize in maximizing Social Security benefits, protecting assets, and creating lasting legacies through safe-money strategies.
Together, they believe retirement planning isn’t just about money — it’s about family, freedom, and leaving a lasting legacy.
Schedule your complimentary Retirement Readiness Consultation today by calling (310) 256-7377 or sending an email to kchildress@cigbh.com.